We see markets as an ally, not an adversary. History has shown that attempts to pick stock “winners” or to time the market fail to achieve the same returns over time that well-diversified, low-cost portfolios do.

We draw on institutional investors, such as Dimensional Fund Advisors, that share our emphasis on portfolio allocations based on academic research rather than speculation. DFA's mutual funds, in particular, are founded in Nobel Prize-winning research indicating that investments selected for certain market "dimensions" have historically provided superior returns over attempts to time the market or pick stocks. 

Your portfolio will be designed to capture what the market offers in all its dimensions even as it is personalized to your situation, goals, and amount of risk you are willing take.

Your portfolio will be composed of tax-efficient strategies and low-fee investments so you can keep more of your money in your accounts to grow for your future benefit.