Florida Retirement System
Special Risk Employees


As a special risk employee with the Florida Retirement System, you face complex benefit decisions that will affect your entire retirement.

You need a financial advisor who has in-depth knowledge of the FRS to properly advise you. At Northstar Financial Planners, we know firsthand how the FRS works. Our team has both personal and professional expertise in navigating its intricacies and will help you avoid potential pitfalls.

We will work one-on-one with you to discuss, in plain English, the many benefit options that you face and help you determine which ones will work best for your situation.

We will partner with you to:

  • Determine whether the pension or investment plan will work better for your retirement goals
  • Choose the best pension option for your situation
  • Decide whether you can afford to retire early
  • Select the appropriate funds for your investment plan in light of your needs and goals
  • Decide whether the 457 plan can benefit you

In offering straightforward financial and investment planning, we strive to help you make the most of your benefits and retire with confidence.