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Northstar Financial Planners

Home
About
How We Help
Who We Help
Pre-retirees
Florida Retirement System Special Risk Employees
Families of Children with Special Needs
Our Process
Book
Resources
Our Blog
Newsletters
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Contact Us
Client Login
May 1, 2025
Allen Giese, ChFC®, CLU®
One of the Best-Kept Secrets in Charitable ...

Discover how donor-advised funds offer a flexible, tax-smart way to simplify and amplify your charitable giving—without the hassle of a private foundation.

May 21, 2021
Retirement Planning
Allen Giese, ChFC®, CLU®
The 5 Biggest FRS Retirement Mistakes

Watch this video to learn about the five biggest mistakes we see FRS Special Risk participants making.

March 24, 2021
Investment Management
Northstar Financial Planners Inc.
To Bit or Not to Bit: Investing in Crypto

Bitcoin and other cryptocurrencies are receiving intense media coverage, prompting many investors to wonder whether these new types of electronic money deserve a place in their portfolios.

March 24, 2021
Investment Management
Northstar Financial Planners Inc.
Tales from The Crypto: Cautionary Bitcoin ...

Bitcoin and related cryptocurrencies are the subject of much debate and fascination. Given bitcoin’s dramatic price changes, it is not surprising that many are speculating about its possible role in a portfolio.

February 25, 2021
Investment Management
Steve Tepper, CFP®, MBA
Trading into Stock Frenzies: A Lesson in ...

Forget GameStop. Here’s some real-life investing lessons to learn from fictitious company LameSlop.

Steve Tepper, CFP®, MBA
March 27, 2019

Fraud Report 2018

Steve Tepper, CFP®, MBA
March 27, 2019

To the surprise of nobody, fraud did not let up in 2018. The Federal Trade Commission (FTC) received about 1.4 million fraud reports over the year.

Steve Tepper, CFP®, MBA
March 27, 2019

So Sue Me

Steve Tepper, CFP®, MBA
March 27, 2019

The more wealth you amass, the more likely you are to be taken to court as the defendant in a civil action. That lawsuit could be for real wrongs, imagined ones, or downright nuisance cases.

Steve Tepper, CFP®, MBA
February 22, 2019

Controlling Health Care Costs with an HSA

Steve Tepper, CFP®, MBA
February 22, 2019

I remember back about a decade ago when health savings accounts were a thing. Then they weren’t a thing. Now they are a thing again.

Steve Tepper, CFP®, MBA
February 22, 2019

The Risk of Avoiding Risk

Steve Tepper, CFP®, MBA
February 22, 2019

It is impossible to separate investing and risk. Whether you choose stocks, bonds, mutual funds, annuities, alternatives like gold and oil, or just a money market account, you run the risk of loss.

Steve Tepper, CFP®, MBA
January 24, 2019

Why Weren’t We In Qatar?

Steve Tepper, CFP®, MBA
January 24, 2019

The 2018 market year is in the books, and it wasn’t pretty. It wasn’t anywhere near as bad as 2008, which was worse than going to prom with your mother. 2018 was more like going to prom with a second cousin.

Steve Tepper, CFP®, MBA
January 24, 2019

Why Stay Invested (When We Know Markets Are Going Down)?

Steve Tepper, CFP®, MBA
January 24, 2019

Market risk isn’t the only risk you face in your financial journey. You could avoid market risk entirely very easily: Stay out of the market. But can you grow your nest egg fast enough to retire when you want to and have enough money to last your lifetime?

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This is not a solicitation for any investment product. Always read the prospectus before you invest. Past performance is no indicator of future returns. Northstar Financial Planners is a fee-only advisor and sells no investment products.

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