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Northstar Financial Planners

Home
About
How We Help
Who We Help
Pre-retirees
Florida Retirement System Special Risk Employees
Families of Children with Special Needs
Our Process
Book
Resources
Our Blog
Newsletters
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Client Login
May 1, 2025
Allen Giese, ChFC®, CLU®
One of the Best-Kept Secrets in Charitable ...

Discover how donor-advised funds offer a flexible, tax-smart way to simplify and amplify your charitable giving—without the hassle of a private foundation.

May 21, 2021
Retirement Planning
Allen Giese, ChFC®, CLU®
The 5 Biggest FRS Retirement Mistakes

Watch this video to learn about the five biggest mistakes we see FRS Special Risk participants making.

March 24, 2021
Investment Management
Northstar Financial Planners Inc.
To Bit or Not to Bit: Investing in Crypto

Bitcoin and other cryptocurrencies are receiving intense media coverage, prompting many investors to wonder whether these new types of electronic money deserve a place in their portfolios.

March 24, 2021
Investment Management
Northstar Financial Planners Inc.
Tales from The Crypto: Cautionary Bitcoin ...

Bitcoin and related cryptocurrencies are the subject of much debate and fascination. Given bitcoin’s dramatic price changes, it is not surprising that many are speculating about its possible role in a portfolio.

February 25, 2021
Investment Management
Steve Tepper, CFP®, MBA
Trading into Stock Frenzies: A Lesson in ...

Forget GameStop. Here’s some real-life investing lessons to learn from fictitious company LameSlop.

Northstar Financial Planners Inc.
September 15, 2021
Retirement Planning

How an HSA Can Boost Your Retirement Savings

Northstar Financial Planners Inc.
September 15, 2021
Retirement Planning

Consider using the tax-advantaged health savings account as a tool to increase your retirement savings.

Tagged: Financial Planning, Investing, HSA, Health Savings Account, IRA, 401(k)

Northstar Financial Planners Inc.
August 23, 2021
Financial Planning

Equilibrium Markets in the Time Of COVID

Northstar Financial Planners Inc.
August 23, 2021
Financial Planning

The COVID-19 pandemic and the resulting investment volatility provide a lesson in equilibrium markets.

Steve Tepper, CFP®, MBA
August 23, 2021
Investment Management

Another Cautionary Tale from The Fraud Docket

Steve Tepper, CFP®, MBA
August 23, 2021
Investment Management

Nikola Motor Company is another lesson in the folly of stock picking.

Northstar Financial Planners Inc.
August 16, 2021
Financial Planning

Want to Move Out of Florida? Here’s What to Consider

Northstar Financial Planners Inc.
August 16, 2021
Financial Planning

Before you sell your house and move out of Florida, do your research. Here’s what to consider when selecting a new home state.

Tagged: Relocation, Moving Out Of Florida, Property Taxes, Income Taxes, Real Estate

Northstar Financial Planners Inc.
July 28, 2021
Investment Management

Inflating Fears

Northstar Financial Planners Inc.
July 28, 2021
Investment Management

The data suggest that simply staying invested helps outpace inflation over the long term.

Steve Tepper, CFP®, MBA
July 28, 2021
Investment Management

The New Robin Hood

Steve Tepper, CFP®, MBA
July 28, 2021
Investment Management

Robinhood is a new take on the English outlaw, though now it's the little guy getting fleeced.

Northstar Financial Planners Inc.
July 19, 2021
Investment Management

Got Investing FOMO? Here’s the Antidote

Northstar Financial Planners Inc.
July 19, 2021
Investment Management

The fear of missing out can cause damaging, risky behavior. Here’s what you can do if you have a case of investing FOMO.

Tagged: Bitcoin, Cryptocurrency, ESG, SPAC, FOMO, Fear of Missing Out, Diversification

Northstar Financial Planners Inc.
June 29, 2021
Financial Planning

False Negatives and False Positives

Northstar Financial Planners Inc.
June 29, 2021
Financial Planning

False positives in realized returns can have a big impact on your financial health—lowering your expected return and causing you to take more risk.

Northstar Financial Planners Inc.
June 8, 2021
Retirement Planning

Are You Ready to Retire? 5 Ways to Tell

Northstar Financial Planners Inc.
June 8, 2021
Retirement Planning

You’re feeling ready to retire, but are your finances? Here are five ways to tell.

Tagged: Social Security, medicare, health care, budget

Steve Tepper, CFP®, MBA
May 27, 2021
Estate Planning

Executor Challenge

Steve Tepper, CFP®, MBA
May 27, 2021
Estate Planning

Even if your estate plan is up to date, it’s essential to give your executor all the information they need to carry out your final wishes.

Allen Giese, ChFC®, CLU®
May 21, 2021
Retirement Planning

The 5 Biggest FRS Retirement Mistakes

Allen Giese, ChFC®, CLU®
May 21, 2021
Retirement Planning

Watch this video to learn about the five biggest mistakes we see FRS Special Risk participants making.

Tagged: FRS, Florida Retirement System, Special Risk, Investment Plan, Pension Plan, Deferred Comp

Northstar Financial Planners Inc.
May 14, 2021
Investment Management

ESG Investing: What You Need to Know

Northstar Financial Planners Inc.
May 14, 2021
Investment Management

Thinking of diving in with ESG investments? Here are tips to determine whether environmental, social, and governance investments are right for you.

Tagged: ESG, SRI, Environmental, Social, Governance, Diversification, Values Investing

Northstar Financial Planners Inc.
April 23, 2021

A Year Like No Other

Northstar Financial Planners Inc.
April 23, 2021

We just passed the one-year anniversary of the pandemic’s bear market low. Today, as I write, the S&P 500 has nearly doubled in 13 months!

Northstar Financial Planners Inc.
April 23, 2021

Beware Free Wi-Fi

Northstar Financial Planners Inc.
April 23, 2021

When we travel, we want free and “safe” Wi-Fi. But don’t forget, your personal data could be at risk.

Northstar Financial Planners Inc.
April 15, 2021
Tax Planning

6 Tax Mistakes to Avoid Next Year

Northstar Financial Planners Inc.
April 15, 2021
Tax Planning

If you’re paying taxes every time you file a tax return, you may be making one of these six common tax mistakes.

Tagged: 401(k), IRA, Donor-Advised Fund, Tax Loss Harvesting

Northstar Financial Planners Inc.
March 24, 2021
Investment Management

To Bit or Not to Bit: Investing in Crypto

Northstar Financial Planners Inc.
March 24, 2021
Investment Management

Bitcoin and other cryptocurrencies are receiving intense media coverage, prompting many investors to wonder whether these new types of electronic money deserve a place in their portfolios.

Northstar Financial Planners Inc.
March 24, 2021
Investment Management

Tales from The Crypto: Cautionary Bitcoin Stories

Northstar Financial Planners Inc.
March 24, 2021
Investment Management

Bitcoin and related cryptocurrencies are the subject of much debate and fascination. Given bitcoin’s dramatic price changes, it is not surprising that many are speculating about its possible role in a portfolio.

Northstar Financial Planners Inc.
March 15, 2021
Financial Planning

5 Inheritance Mistakes to Avoid

Northstar Financial Planners Inc.
March 15, 2021
Financial Planning

Your inheritance could help increase your financial well-being—but try to avoid these five common inheritance mistakes.

Tagged: Estate Planning, Risk Management, IRA, Budgeting, Inheritance

Northstar Financial Planners Inc.
February 25, 2021

YOLO as an Investment Strategy

Northstar Financial Planners Inc.
February 25, 2021

Find out the impact that GameStop-style investing should have on your long-term investment philosophy.

Steve Tepper, CFP®, MBA
February 25, 2021
Investment Management

Trading into Stock Frenzies: A Lesson in Gambling

Steve Tepper, CFP®, MBA
February 25, 2021
Investment Management

Forget GameStop. Here’s some real-life investing lessons to learn from fictitious company LameSlop.

Tagged: GameStop

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